If you are being denied for loans elsewhere due to credit, failure to properly verify income or other reasons and you are in need of financial assistance immediately, this loan program is right for you. 

• Hard money loans can have a number of advantages over traditional bank financing including:

  * A simpler application process and quicker approval/disapproval decision;
  * Less scrutiny of the borrower’s personal financial situation, including income and historical tax returns, compared to bank loans;
  * Borrowers can allocate less time to seeking financing and instead concentrate on other business;
  * Borrowers can avoid the humiliation of being rejected by a bank;
  * Most hard money lenders do not expect perfect credit and substantial amounts of disposable income from borrowers, but instead focus on the merits of the specific deal under consideration;
  * Self-employment is not seen acceptable to private lenders, whereas many banks view self-employment negatively and strongly prefer lending to professionals with very steady income.